Hot Ham and Cheese Spread

8 oz. cream cheese
1 cup shredded cheddar cheese
3 slices Oscar Mayer smoked ham, finely chopped
Ritz Crackers

Mix cream cheese, cheddar cheese and ham until well blended. Spoon into 9 inch pie plate.
Bake at 350 degrees for 20-25 minutes or until puffed and lightly brown. Serve warm as a spread with crackers.